If you have obtained a No Due certificate from your bank. This means you are no longer a
defaulter. You need to inform your banker, enclosing a copy of the said
certificate, and ask them to correct the CIBIL data. With regard to the
processing of home loan application by another bank, you can explain the
circumstances under which CIBIL data was not updated and that you have
taken up the matter with a concerned bank. You can even show the No Due
certificate as well as the letter written by you for correcting the data
maintained by CIBIL.
I had no idea my credit was bad. The guys at Credit Sudhaar analysed my report. The process took some time but my credit was restored, enhanced and protected. I have no reason for complaints.
ReplyDeleteMy loan was rejected. Credit Sudhaar was my choice. Initially they were slow. But their counsellors were able to handle all my queries. I will give Credit Sudhaar a positive review
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